This 100% loan is offered as an option to buy homes in areas that are considered rural. We will work with you and advise as to which properties qualify for this loan. Rural can be found throughout Florida. This loan also offers no Monthly Mortgage Insurance in your payment. It allows seller concessions (assistance in your closing costs paid by the seller). There are income limits on this type of financing but they are not too restrictive. We will review this financing with you during our pre consultation application appointment.